Payment Policy

Payment Policy | stooshop

Last Updated: October 27, 2025

Thank you for choosing stooshop. To ensure a secure and transparent shopping experience, this policy outlines the terms and conditions governing all financial transactions on https://stooshop.com/.

1. Accepted Payment Methods

We offer a variety of secure options for your convenience:

  • Credit & Debit Cards: We support Visa, Mastercard, American Express, and Discover.

  • Digital Wallets: For a faster checkout, we accept PayPal, Apple Pay, and Google Pay.

Privacy: Your sensitive card data is processed directly through our secure payment gateway and is never stored on our internal servers.

2. Industry-Leading Security

Your financial safety is our highest priority. We utilize:

  • SSL Encryption: Secure Sockets Layer (SSL) technology encrypts all data transmitted during checkout.

  • PCI DSS Compliance: We strictly adhere to the Payment Card Industry Data Security Standard.

  • Trusted Gateways: All transactions are managed by certified, PCI-compliant payment service providers.

3. Billing & Currency

  • Currency: All prices and transactions are processed in US Dollars (USD).

  • Foreign Exchange: If your card is issued in another currency, your bank may apply conversion rates and international fees.

  • Timing: Payment is authorized and charged immediately upon order submission to ensure prompt fulfillment.

4. Verification & Authorization

  • AVS Verification: Billing address must match bank records exactly.

  • Pre-Authorization: A temporary hold may appear to verify funds before final capture at shipment.

5. Failed Transactions

Payment may fail due to:

  • Incorrect card details

  • Insufficient funds or credit limits

  • Billing address mismatch

  • Bank security flags

Please contact your bank to resolve issues before retrying.

6. Sales Tax

Applicable sales tax is calculated based on shipping destination and local regulations. The final amount is shown at checkout before purchase completion.

7. Refunds

All approved refunds are returned to the original payment method. Processing time is typically 5–10 business days depending on your bank.

8. Contact Our Support Team

If you have questions regarding billing or payments:

stooshop Customer Support
Email: support@permacalm.com
Service Hours: 9:00 AM – 5:00 PM EST, Monday – Friday

Website: https://stooshop.com/