Payment Policy
Payment Policy | STOOSHOP
Last Updated: October 27, 2025
Thank you for choosing stooshop. To ensure a secure and transparent shopping experience, this policy outlines the terms and conditions governing all financial transactions on https://stooshop.com/.
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Accepted Payment Methods
We offer a variety of secure payment options for your convenience:
Credit & Debit Cards
We accept:
Visa
Mastercard
American Express
Discover
Digital Wallets
For a faster checkout experience, we also accept:
PayPal
Apple Pay
Google Pay
Privacy & Security
Your sensitive payment information is processed directly through our secure payment providers and is never stored on our internal servers.
2. Industry-Leading Security
Your financial safety is our highest priority. We utilize multiple layers of protection, including:
SSL Encryption
Secure Sockets Layer (SSL) technology encrypts all information transmitted during checkout.
PCI DSS Compliance
We adhere to the Payment Card Industry Data Security Standard (PCI DSS) to ensure your payment information is handled within a highly secure environment.
Trusted Payment Providers
All transactions are processed through certified, PCI-compliant payment gateways.
3. Billing & Currency
Currency
All prices displayed on our website are listed and processed in United States Dollars (USD).
Foreign Exchange
If your card is issued in a different currency, your financial institution may apply exchange rates and international transaction fees.
Payment Timing
Your payment method will be authorized and charged immediately after your order is successfully submitted to facilitate prompt order processing.
4. Verification & Authorization
Address Verification
To help prevent fraudulent activity, we may utilize Address Verification System (AVS) checks. Your billing information should match the information held by your card issuer.
Pre-Authorization Holds
In some cases, a temporary authorization hold may appear on your account before the transaction is fully processed. This is a standard banking procedure and will be finalized once your order enters fulfillment.
5. Failed Transactions
A payment may be declined for several reasons, including:
Incorrect card number, expiration date, or security code (CVV)
Insufficient funds or available credit
Billing information mismatch
Security restrictions imposed by your bank or card issuer
If your payment is declined, please contact your financial institution before attempting the transaction again.
6. Sales Tax
Applicable sales taxes will be calculated based on your shipping destination and local tax regulations.
Any applicable tax charges will be clearly displayed during checkout before your order is finalized.
7. Refunds
Approved refunds will be issued to the original payment method used for the purchase.
Depending on your financial institution's processing times, refunds may take approximately 5–10 business days to appear in your account after being processed.
8. Contact Our Billing Team
If you have questions regarding payments, billing, or checkout issues, our support team is available to assist you.
stooshop Customer Support
Email: support@permacalm.com
Website: https://stooshop.com/
Service Hours: Monday–Friday, 9:00 AM – 5:00 PM EST